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Ray Reynolds, founder of the Ray Reynolds University, offers products designed to guide you through the red tape of legal documents and tax strategies and the advantages of setting up corporations. When Do You Need To Set Up Your Home Business As A Corporation?

Im not even going to take the time to write my own review for Ray Reynolds, instead Im going to let you read what just a few of the people who have had dealings with him have to say about him

Jay Irvine, California

I tried the Ray Reynolds plan a few years ago and yes got scammed out of thousands of dollars with nothing to show for it. His routine has not changed over the years. I saw an infomercial last night and it brought back some bitter memories. I love the part where he whips out a wallet full of credit cards that drop to the floor and says I have over 1 million in credit and you can too. Blah blah blah.

I still have doubts whether or not what he promises to teach you is even legal or effective. In fact in my research post Ray Reynolds I have found some contradictions in his claims. Building credit takes time, patience and good personal credit as well. You can’t buy good credit and a corporation won’t magically get you there either.

Not to say that being incorporated doesn’t have its advantages, but Ray would have you believe that the two go hand in hand and you can’t have one without the other, probably because this is where he makes most of his money. Pushing his corporations that have been sitting on the ’shelf’ and of course all the services required to incorporate. Meanwhile you are left in the dark and blindly following this man’s every word.

The bottom line is don’t take short cuts and be prepared to put some work into building your credit. If something sounds too good to be true or if you heard about it in an infomercial…. Run Run Run.

Hope this helps someone out there save some money and some headache!!

Jay Irvine, California U.S.A.

Terry Scottsdale, Arizona

One week ago Sunday I heard a radio small business radio show in Phoenix AZ. I just caught the tail end of it and they were talking about generating a line of credit for your business. They were saying that a corporation should have at least a credit line of $50,000.

I wrote down the web address, justaskray.com and went to the website. I was greeted with: Fill in the information below for your FREE money making Book and CD package.

Once I completed the form to ‘get your FREE cd featuring Ray Reynolds’ I was asked to pay $3.95 for shipping. I was assured that this was a safe transaction because the page says ‘As promised, our worry free guarantee If you are not completely satisfied, we will refund your shipping and handling fee. You have nothing to lose and everything to gain so get your free book and CD package now!’

Today I received the report via UPS. Honestly I have not even looked at the materials past the cover letter so I can not attest to the quality of the product.

The cover letter states: We have enclosed in your kit a free copy of the ‘Wealth Building Introductory Seminar CD. In addition, we have included the ‘Six Steps to Financial Freedom’ as a ‘thank you’ for taking the time to review your individually personalized corporate set up kit that is enclosed in this package. Yes the it is customized for the state where you are currently living; however, you can incorporate in any state of your choice by following the instructions on the FREE ARTICLES FLYER.

You have thirty (30) days to review your customized program. After 30 days from the shipping date, you will be charged one payment of $99. During this 30-day period you can get started with the set up of your new corporation.

No where before this has anything mentioned any payment other than the $3.99 shipping charge.

I called the phone number listed in the package 714-224-1750. The phone is answered ‘good afternoon, Corporate Office, this is Cathy speaking how can I help you?’

I asked about the $99. Charge and was advised that the charge is for a bonus CD and bonus book included in my free packet. I advised that I did not wan them, nor did I order them. I was told thaqt I could return these products at my expense and there would be no charge if done within 30 days of the shipment.

I then called the local Tempe number, 480-829-0154. The young lady there advised me that I could return these products at my expense and there would be no charge if done within 30 days of the shipment. When asked why I would not be reimbursed she stated that it was policy, thats just how we do our marketing.

Clearly this is a case of bait and switch, consumer fraud.

Heres a couple more.

Posted by Billy G.

Ray Reynolds, the company’s CEO, has formerly been the subject of lawsuits filed by the California Attorney General in connection with two other corporations for failure to register as a Credit Services Organization and making untrue or misleading representations, in part, about their ability to improve, remove, or clear negative items from credit reports.

Ray Reynolds Companies advertising is deceptive or misleading. As an example, Ray Reynolds Company advertises that for $2183.92, they will build “Up to 1 million in credit” for the buyer. “Up to” claims such as this could actually mean they will obtain ZERO credit for your company, with the maximum amount they might obtain being 1 million. Projected figures such as used in this advertising claim with a range of potential possibilities should state both the minimum and maximum potential, without undue or misleading display of the maximum. The number of clients, who obtained the maximum amount, should comprise a significant percentage, typically, at least 10%, of all clients, unless local or state law requires otherwise.

Posted by Coralyn H.

I gave Ray Reynolds $699 and received absolutely NOTHING from him. I have called numerous times, and Ray Reynolds Company just says they will call me back, which they never do. That is a lot of money for me, and Ray Reynolds burned me completely…Ray Reynolds is a scammer.

Ok I think you get the idea. Ray Reynolds is some one I really would not want to buy anything from and I dont think, after reading this, you would either.

After examining and testing numerous money-making opportunities, and work-at-home programs, only a handful actually work, Click Here This Program Will Actually Make You Money.